The Planning & Community Development office works with loan programs through Rural Development and MSHDA to coordinate home improvement loans for county homeowners. Homeowner's must meet income guidelines and the homes must be the primary residence of the applicants. The information provided on the application is verified through credit reports, employment checks and bank verifications. All information is kept confidential. Interest rates range from 0% to 3% based on household income and program guidelines.
The County also works with two other loan programs, MSHDA and Rural Development. The qualifications and criteria varys by program but the county staff can coordinate and assist homeowners in the loan application and rehab construction process. Information on each loan program is available at the office.
Rehabilitation work can include septic systems, wells, windows & doors, siding, roofing, electrical & plumbing, etc. An application can be printed from the documents shown below (r2)